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BANK FRAUD: The GOOD NEWS BIBLE says, "when two people agree on a matter and sign an agreement, no one can break it or add anything to it" ( Galatians 3: 15). The COMMON LAW says there must be "certainty of terms" in order to create a contract. The OXFORD ENGLISH DICTIONARY says, "variable" means "uncertain" and "certain" means "not variable". Therefore, all loan contracts incorporating variable interest rates are invalid. For the banks to make out that these contracts are valid is "false representation" or fraud. Obtaining money by fraud is stealing. The borrower has been cheated. Signing a fraudulent contract is not "informed consent" because he or she has not been told of the illegality and neither renders the contract valid nor binding.

Banks also generate their own wealth by creating money "out of thin air" which they lend to customers to be paid back with interest over a period of time amounting to several times what the bank had created at the inception of the loan. The impact on the economies of Australia and the world is that we are all being cheated while "the rich get rich and the poor get poorer".

Victims of crime are entitled to their money back "in full plus an additional 20 per cent" (Leviticus 6: 4-5) and compensation for any injury caused. The banks and the judges know this but their alliance has been designed to pervert the course of justice.

CORRUPT JUDGES: To a statement of Claim filed in the Supreme Court of New South Wales, Master Geenwood's judgement (17/9/96) declared that "the rate itself is indeed certain". This is an unmitigated lie. All judges through to and including the High Court of Australia defended this lie - clear testimony of a conspiracy by the judges to conceal bank fraud. Also in the Supreme Court, Justice Simpson refused to allow a jury and awarded a Writ of Possession for my home to the St. George Bank (30/11/99). The Supreme Court also refused to allow Discovery which is an order for the banks to reveal the source of the money they lend.

UNLAWFUL IMPRISONMENT: To prevent a tribunal of the people from having a say in the determination of any of these issues, all judges have repeatedly refused to allow trial by jury culminating in Chief Justice Wood (9/11/99) imprisoning me for 2 years without parole. This imprisonment is in violation of Magna Carta and every domestic and international law since guaranteeing this inalienable right and to a "competent, independent and impartial tribunal" (United Nations' International Covenant on Civil and Political Rights). It is also in defiance of the will of the Australian people who, at a Referendum in 1988, voted, by the largest majority ever, against a proposal to alter the Australian constitution to exclude trial by jury from contempt of court and court martial. Juries safeguard our rights and freedom. Without juries we are nothing but slaves to the likes of Banks and Judges.

APPEAL AGAINST UNLAWFUL IMPRISONMENT: This was heard by three judges in the NSW Court of Appeal, Sydney, NSW, Australia in the Matter of John Wilson, No: 40928 of 1999, on Wednesday 16th February, 2000. The judges "reserved their judgement" with no date set for it to be handed down and they refused to entertain bail.

 - Written by J. Wilson, MIN 282529, Silverwater Jail, Sydney, Australia.

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